IPCC

CERTIFICATIONS

HRDC Prog No. 10001178801

Islamic Professional Credit Certification (IPCC)

About IPCC

IPCC is designed for banking professionals who seek to equip themselves with the skills, knowledge and tools to advance in the demanding and rapidly changing field of credit management in Islamic Banking.

By dedicating time and effort to complete iPCC, learners will demonstrate their commitment towards attaining the highest standards of becoming a credit professional in Islamic Banking.

IPCC

Learning Outcomes

  • Recognise various forms of Muamalat contracts commonly practised in mainstream Islamic products and services;
  • Describe the process and procedures in credit management and monitoring financing portfolios within the Islamic retail and business financing environment in Islamic financial institutions;
  • Explain the principles and basic financing origination and credit management processes within a financial institution;
  • Identify the basic management components in Islamic financial institutions that cover the structural elements, characteristics of banking products, current practices, protocols, and limitations; and
  • Outline the main structure and guidelines in preparing good credit reports.

Entry Requirements

  • Diploma, or
  • Sijil Pelajaran Malaysia (SPM) / O-Level or equivalent with 3 years’ experience in Credit Management or Banking

Assessments

  1. Level 1 – 100 Multiple Choice Questions | 2 Hours 30 Minutes, 60% Passing Mark
  2. Level 2 – 60 Multiple Choice Questions, 2 Case Studies | 3 Hours 30 Minutes, 60% Passing Mark

Learning Mode

  • Online
  • Face-to-face

Future Skills Frameworks (FSF)

Financial Products and Services

  • Product Advisory

Growth and Partnerships

  • Shariah Research

Investment and Financial Management

  • Credit Assessment
  • Islamic Wealth Management

Risk Management, Governance and Regulatory Compliance

  • Credit Risk Management
  • Internal Governance
  • Risk Management
  • Shariah Audit
  • Shariah Compliance
  • Shariah Risk Management

Programme Fees

HRDC Prog No.ModulesOnlineFace to Face
HoursRM*USD*DaysRM*USD*
10001334036M1 - Fundamentals of Shariah for Islamic Finance21.03220.561065.9634098.601354.32
10001444224M2 - Fundamentals in Credit Operation21.03220.561065.9634098.601354.32
10001443295M3 - Islamic Bank Management21.03402.001134.0034455.001474.20
10001443891M4B - Islamic Business Financing Products*21.03402.001134.0034455.001474.20
10001443384M4R - Islamic Retail Financing Products*21.03402.001134.0034455.001474.20
*R = Retail or *B = Business

Note: Participants choose any of the specialisation in iPCC Level 2, M4R or M4B
Preparatory Class for M14.0613.44203.040.5683.10225.72
Preparatory Class for M24.0613.44203.040.5683.10225.72
Preparatory Class for M34.0648.00216.000.5742.50245.70
Preparatory Class for M4B4.0648.00216.000.5742.50245.70
Preparatory Class for M4R4.0648.00216.000.5742.50245.70
Assessment M12.5300.0095.00-
Assessment M22.5300.0095.00-
Assessment M33.5400.00125.00-
Assessment M4B3.5400.00125.00-
Assessment M4R3.5400.00125.00-
*All fees are inclusive of 8% Sales and Service Tax (SST)
Total100171685678.001421358.407039.88

Programme Date

ModulesCOHORT 1COHORT 2COHORT 3
M114-16 Apr 202623-25 Jun 202613-15 Oct 2026
M211-13 May 202621-23 Jul 202617-19 Nov 2026
M38-10 Jun 202618-20 Aug 20265-7 Jan 2027
M4B7-9 Jul 202628-30 Sep 202615-17 Feb 2027
M4R4-6 Aug 202627-29 Oct 202616-18 Mar 2027
Preparatory Class M124 April 20263 July 202623 October 2026
Preparatory Class M222 May 202631 July 202627 November 2026
Preparatory Class M319 June 20264 September 202615 January 2027
Preparatory Class M4B17 July 20269 October 202626 February 2027
Preparatory Class M4R14 August 202613 November 202626 March 2027
Assessment M130 April 20269 July 202629 October 2026
Assessment M22 June 20266 August 20263 December 2026
Assessment M325 June 202610 September 202621 January 2027
Assessment M4B23 July 202615 October 20264 March 2027
Assessment M4R20 August 202619 November 202631 March 2027

All dates are subject to change

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